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All you need to know about OTP verification in 2020

All you need to know about OTP verification in 2020

Droidvilla Admin by Droidvilla Admin
in Android Tips/Tricks, Apk apps
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Otp verification
All you need to know about OTP verification in 2020

Welcoming you today to yet another update From Droidvilla Tech as we shall be giving you in details all you need to know about OTP (One Time Password) verification.

Contents hide
I. RelatedPosts
II. GbWhatsApp Pro v17.20 Latest Version Apk Download
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V. Gb Whatsapp Tricks: 6 Gbwhatsapp Features Setting You Didn’t Know About
VI. How to use cheats on ppsspp: Download cheat db PPSSPP Android Games Cheat file
VII. What is the Full Meaning Of OTP?
VIII. What is OTP verification?
IX. Why does my bank request for OTP verification during transactions?
X. Why does my Facebook/Twitter/Whatsapp/Telegram/Instagram ask for OTP verification?
XI. How long does an OTP last before it becomes invalid?
XII. What happens after the OTP verification date expires?
XIII. Can I give out my OTP verification code out?
XIV. What happens if I get an unauthorized OTP verification message?
XV. What to note about OTP verification:
XVI. Conclusion of OTP verification:


We are pretty sure you might have come across a pop up message requesting for OTP verification when about signing up to online platforms or even during  any kind of online banking transaction.
This is one very big thing to discuss about as we have been notified of lots of fraudulent activities accompanied by OTP verification of Mobile devices and also via mail OTP verification and here we are to educate all our esteemed viewers and visitors on things to note about OTP verification.




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For those who might have been wondering what OTP verification is all about and reason why it is been requested in all online transactions and most online registration, should kindly go through each of the below contents as we shall be taking each of the contents in regards to OTP verification one after the other.
Table Of Contents:
  1. What is the Full Meaning Of OTP?
  2. What Is OTP Verification?
  3. Why does my bank request for OTP verification during transactions?
  4. Why does my Facebook/Twitter/Whatsapp/Telegram/Instagram ask for OTP verification?
  5. How long does an OTP last before it becomes invalid?
  6. What happens after the OTP verification date expires? 
  7. Can I give out my OTP verification code out?
  8. What happens if I get an unauthorized OTP verification message? 
  9. What to note about OTP verification
  10. Conclusion



What is the Full Meaning Of OTP?

The full meaning of OTP is One Time Password often required in most online registrations, bank transactions and social media platforms.

What is OTP verification?

We recently explained the full meaning of OTP and we shall be going further in giving in full details of what OTP verification is all about.
As detailed above, One Time Password also know as one time pin or dynamic password is a verification password which is usually valid for just one login session or online banking transactions.




Why does my bank request for OTP verification during transactions? 

It is definitely one must thing for banks to request for OTP verification before granting any transaction a successful one. The main purpose of one time password verification from banks is to ensure the transaction that is to be made is directly from the authorized and not from an unauthorized party.
In getting to make any online payment, your bank must definitely request for a One time password which will be sent to your registered simcard associated with your bank during registration, which when inputted correctly will be made successful since the OTP sent was valid.

Why does my Facebook/Twitter/Whatsapp/Telegram/Instagram ask for OTP verification?

As we know OTP verification is required for any sign up registration using an email account or even via a phone number before your sign up must be successful. In order for your email or phone number not to be used in creating a scam Facebook account, Instagram, Twitter or even telegram, a one time password verification must be sent to the phone number to avoid unauthorized person getting access to your privacy.




How long does an OTP last before it becomes invalid?

Don’t just think OTP verification would be valid for a long time, as it is stated in the message received to your phone number or email how long the OTP verification will be valid. OTP verification validation depends on the platform you are signing up into or the bank you are about making a transaction with.
For diamond bank, OTP verification is valid for a max of 10 minutes before it is invalid.

What happens after the OTP verification date expires?

Yes! What happens after the one time password reaches the expiring limit is very simple. On every expired OTP verification, the pin will no more be valid for whatsoever process you are wanting to make use of it. Just if it is invalid, you can as well request for a new OTP verification message to confirm transaction or grant access to your account sign up or log in.

Can I give out my OTP verification code out?

Why should you give out your OTP verification pin to someone, if I may ask?
Giving out your OTP verification pin to someone is like giving that someone your ATM pin, and you know what happens when someone have access to your ATM pin. Your account is no more safe as the person can get off all your money from your bank.
You are directed to give out your OTP verification pin to an authorized person, only if you are aware of the transaction or request for the dynamic password.




What happens if I get an unauthorized OTP verification message?

In no account should you give out the 6 digit, 4 digit or any form of verification pin to an unauthorized person. Most bank fraudulent acts are carried out of ignorance or can I say lack of quality information. Just if you get an OTP verification via your phone number or email and you are not aware of such request, please do ensure to ignore such and avoid giving the details out to any one.
Fraudsters usually calls victim for their bank OTP verification pin sent to them and out of ignorance is been given and finally ends in tears. So Droidvilla Tech strongly advise its viewers and visitors to do ensure all one time password verification pin sent to them is authorized and should be guided or deleted immediately after use.

What to note about OTP verification:

Pretty sure we have given out enough of information required on OTP verification, starting from the full meaning of OTP, down to things to note about OTP verification which we shall be concluding just after now.
  • Ensure to avoid sharing your OTP verification pin to an unauthorized person!
  • Try to input the OTP verification pin before it expires to avoid failed log in or transaction
  • OTP verification is usually a 4 digit, 6 digits and most times mixture of both letters and numbers.
  • Do delete the OTP verification message immediately after each use to avoid unauthorized use.
  • Avoid forwarding OTP verification to an unauthorized person either claiming to be a bank agent or otherwise.
  • No bank will call you demanding for your one time password verification pin, so be guided. 
  • Avoid exposing your device if you are expecting an OTP verification pin during transaction process or log in process.



Conclusion of OTP verification:

Getting to the end of all you need to know about OTP verification, thank you for getting to read through this piece of information, as we all know, information is power. 
Do ensure to share this post using the share button or by hitting the post url and copying the link. 
Now you know all about OTP verification, do follow droidvilla tech on telegram to get first hand articles as they drop.
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Droidvilla Admin

Droidvilla Admin

I am Nnoka Godswill also known as Favtechblogger. Lover of Android/Technology, a passionate tech content creator with over 5 years + of blogging experience, an SEO god, a Marketer, and a final year Electronics and Computer Engineering student. Email the author at [email protected]

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